Florida observes a No-Fault auto insurance system which means that your auto insurance company will repay the costs for your claims irrespective of fault, up to a specific limit. Since noone is found to be at fault, you wind up losing a few of your rights to take legal action under a no-fault system. Specifics of a no-fault system are different from state to state.The no-fault system is followed in Florida. The principles of a no-fault auto insurance system specify that the auto insurance company covers damages resulting from an accident regardless of who was responsbile for the accident. These specific regulations vary by state. In this kind of system, Florida motorists do lose some legal rights to litigate, but the system helps minimize conflicts.